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Novated lease calculator
Australia’s best vehicle salary packaging solution!
Start saving with a Novated Lease today
- Get discounts on the car purchase price
- Save up to $10,000 vs a traditional 5 year car loan
- Easily convert your existing car loan to a novated lease
- Flexible Visa card for fuel purchases
Why a Novated Lease?
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Reduce taxable income
Make repayments, maintenance, fuel, insurance and even registration from your pre-tax income, and reduce the amount of tax you pay upfront.
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Employer options
You can choose the car you want and take it with you to your next job if you change employers.
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Leasing options
A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.
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Salary packaging
Talk to us about salary packaging benefits and understand how salary packaging works and where the savings come from. We’re here to answer any questions you have about salary packaging.
Novated Lease vehicle deals
Our Novated Lease Packages include the following:
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Repayments
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Registration
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Fuel or charging
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Servicing
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Car wash
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Insurance
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Roadside assistance
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Tyres
FAQs Have questions? No worries, we’re here to help
No, ECM (Employee Contribution Method) or post-tax contributions is used to off-set any FBT (Fringe Benefit Tax) liability.
| GST savings are a big part of the overall savings associated with a novated lease. Your don’t pay GST on the purchase price of the vehicle (up to $6,353 for the 2026/2027 Financial year) as well as the ongoing running cost. This leads to significant savings throughout the life of your lease. |
No, anyone who pays tax can benefit from a novated lease.
| The good news is you can continue to salary package your novated lease. If you new employer is already a client with Kooya, we will take care of the mid-lease transfer. If your new employer is not a client with Kooya, we can assist is setting this up allowing you to continue your novated lease, or we will assist with the transfer of your lease to your new provider. Either way, we are here to help. |
Car brands Novated Leases for car brands
We provide Novated Leases for all car brands, including the ones listed here.
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