Kooya Comprehensive Insurance
Kooya is proud to partner with Armada to offer our members an exclusive comprehensive insurance product that has been specifically tailored for novated leases.
Kooya Comprehensive Insurance
Tailored for novated leases
Comprehensive Coverage
Full coverage designed specifically for novated lease arrangements, protecting your vehicle and your investment.
Pay your premium with your pre-tax salary
Insurance premiums seamlessly integrated into your salary package with automatic pre-tax deductions.
Gap Cover Included
Peace of mind with Guaranteed Asset Protection covering the financial shortfall if your car is written off.
Ongoing Customer Support
Dedicated support team available to assist with claims, policy questions, and insurance guidance.
At Kooya, you may choose to take an Armada Novated Motor Insurance policy which has been specifically tailored for novated leases. It provides the protection and flexibility you deserve and is designed to keep you moving.
The Armada Novated Motor Insurance may provide cover for accidents, theft, fire damage and more.
24 months new for old replacement
GAP Coverage
Choice of Repairer
One Excess-Free Windscreen or Glass Claim per Policy Year
Hire Car for At-Fault Claims
Additional Drivers Under 25 Covered
Important documents and information about your insurance coverage
Comprehensive overview of the master insurance policy covering novated lease vehicles.
Download PDFDetailed information about the insurance product, including coverage, exclusions, and terms.
Download PDFInformation about who this insurance product is designed for and eligibility criteria.
Download PDFInformation about the financial services we provide and how we are remunerated.
Download ButtonWith Kooya, we can take care of everything. This means more ease for you as we package your insurance with your motor vehicle lease payment. These may be deducted from your pre-tax salary, and there’s no need for you to remember to pay your ongoing policy premiums, giving you back time to simply enjoy the drive
This content has been prepared by insurance.com.au Pty Ltd ABN 27 163 909 073, an Authorised Representative (AR Number 443422) of Community Broker Network Pty Ltd ABN 60 096 916 184 AFSL 233750. A copy of insurance.com.au Pty Ltd’s Financial Services Guide (FSG) is available here. The insurance is arranged and issued through insurance.com.au.
The information is of a general nature and does not take into account your personal objectives, financial situation or needs. Before making a decision based on any information provided, you should consider whether it is appropriate for your particular circumstances.
You should consider the Product Disclosure Statement (PDS) when deciding if this product is right for you. You may also wish to review the Target Market Determination (TMD) which describes the objectives, financial situation and needs the product is designed to meet.
If you require financial advice specific to your circumstances, you should speak to a financial adviser, or a qualified tax professional in relation to the taxation aspects referred to in this article.
The information is current at the time of publication. While every effort has been made to verify the accuracy of the information, insurance.com.au Pty Ltd, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this material for any loss or damage suffered by any person directly or indirectly through relying on the information.
Frequently Asked Questions:
Have questions? We have answers. Can’t find what you’re looking for? Contact our support team.
Yes, the combination of lower maintenance, no fuel costs, and tax savings makes an electric car novated lease one of the most cost-effective ways to drive a new vehicle in Australia.
Yes — electric vehicles have fewer moving parts, no oil changes, and lower maintenance costs over the lease term. Plus, they benefit from EV incentives and cheaper charging costs compared to petrol and Diesel vehicles
Yes. You can change the lease term within the calculator to compare how a longer period affects your monthly payments and total tax savings. Generally, a longer lease term results in lower regular payments but more total interest The longest initial lease term you may choose is 5 years.
Yes. Depending on your state or territory, government incentives like electric car discounts, EV rebates, and home charging support may apply. These are considered alongside your tax savings for maximum benefit.
Absolutely! You can have a novated lease on just about any vehicle, subject to financier approval.
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